Loans & VCFO

Working Capital Calculator

Estimate short-term funding requirement using the cash conversion cycle.

Annual Revenue

₹

Cost of Goods Sold (COGS)

₹

Inventory Holding Days

Receivable Days (Debtor Days)

Payable Days (Creditor Days)

Monthly Operating Expenses

₹

Working Capital Summary

Cash Conversion Cycle75 days

Gross Working Capital₹23,83,562

Net Working Capital Required₹21,90,411

Recommended CC / OD Limit15% buffer over NWC₹25,18,973

Working Capital Components

+Inventory Holding₹7,39,726

+Receivables₹16,43,836

−Payables (offset)₹4,93,151

+OPEX Buffer (1.5×)₹3,00,000

=Net WC Requirement₹21,90,411

Cash Conversion Cycle (CCC) = 75 days
Inventory Days (45) + Receivable Days (60) − Payable Days (30). Lower CCC = better liquidity.

Disclaimer: Results are for estimation purposes only and do not constitute professional financial, tax, or legal advice. Consult a qualified CA or financial advisor before making decisions. Talk to an expert